Your health, your best play. We protect your health so you can focus on your game.
Medical insurance for athletes. Coverage for hospitalization and surgeries due to sports accidents with an annual maximum of $20,000*.
Up to 60% on specialties and medical procedures related to sports injuries and check-ups at Hospital Metropolitano and Zenit Sports & Wellness.
Enjoy the 24 hours plan after you become a member
No restrictions by consanguinity to add beneficiaries
$20,000* insurance for hospitalization and surgery due to sports accidents.
11 Medical Specialties at your fingertips.
Services at Zenit Sport & Wellness
$ 9.84*
per month
$20,000* insurance for hospitalization and surgery due to sports accidents.
+85 Medical Specialties at your fingertips.
Services at Zenit Sport & Wellness
$ 6.45*
added to the MediSmart plan per month
These are the services you get with MediSport| Sports Specialty | Medical procedure, appointment, or session | Regular Price (incl. VAT) | You pay with MediSport |
|---|---|---|---|
| No availabe | |||
MediSport is a medical plan with insurance designed for people who practice sports or physical activity, either recreationally or professionally. This program provides access to specialized medical care for sports injuries, consultations with healthcare professionals, sports-related medical tests, and physical wellness services. It also includes a medical insurance policy that covers hospitalization and surgeries in the event of sports accidents, administered by the Instituto Nacional de Seguros (INS). MediSport services are provided through specialized providers such as Hospital Metropolitano and Zenit Sports & Wellness, allowing members to access medical care, rehabilitation, and wellness programs focused on sports. Depending on the plan, MediSport may cover low-risk or high-risk sports, and it can be purchased independently or as a complement to a MediSmart plan.
The plan becomes active once the enrollment process is completed. Members can access medical consultations, diagnostic tests, and specialized care within the MediSport network. In the event of an accident related to sports practice, the insurance included in the plan may cover medical expenses such as hospitalization or surgeries according to the policy conditions. Additionally, members may access wellness and training programs at Zenit Sports & Wellness.
MediSport is not only insurance; it is a medical plan that includes insurance coverage for sports accidents. The plan provides access to medical consultations, diagnostic tests, wellness services, and specialized care for people who practice sports. It also incorporates private medical insurance administered by the Instituto Nacional de Seguros (INS), which covers hospitalization and surgeries in the event of sports-related accidents.
Yes. The insurance may cover injuries that occur during training sessions, competitions, or sports practice, as long as the event is directly related to the sports activity covered by the policy.
MediSport focuses exclusively on sports injury care and wellness services, while MediSmart is a broader medical plan that covers a variety of healthcare services not exclusively related to sports.
No. MediSport can be purchased independently or together with a standard MediSmart plan. However, some benefits are only available when both plans are purchased.
Zenit Sports & Wellness is one of the specialized health, sports, and wellness centers associated with MediSport. In this space, members can access services designed to improve physical performance, prevent injuries, and maintain a healthy lifestyle. Services offered at Zenit include exercise and wellness programs such as yoga, pilates, spinning, barre, and functional training, as well as specialized services for athletes, including physical evaluations, physiotherapy, rehabilitation, muscle recovery, and sports health counseling. Zenit also offers specialties such as sports cardiology, sports nutrition, and sports psychology, among others, with benefits of up to 60% for MediSport members.
MediSport includes sports medical insurance, medical consultations, tests related to sports injuries, wellness services, and access to a benefits program with businesses related to health and sports.
MediSport insurance coverage depends on the contracted plan and the risk level of the sport being practiced. There are plans designed for low-risk sports and plans that also cover high-risk sports. However, specific exclusions may apply according to the policy, so it is recommended to review the plan’s terms and conditions to understand the details of covered activities.
The insurance included in MediSport provides a maximum annual benefit of up to $20,000 per insured person for medical expenses related to sports accidents covered by the policy. This amount applies to services such as hospitalization, surgeries, medical fees, diagnostic tests, in-hospital medications, and other expenses associated with the treatment of the sports accident, according to the policy conditions.
These are amounts that the insured person may assume as part of medical expenses: • Copay: A fixed amount that the member pays when using certain services, such as a medical consultation. • Deductible: A fixed amount that the insured person must pay once per year before the insurance begins to cover medical expenses. • Coinsurance: A percentage of the cost of medical services that the member must pay after the deductible has been applied. In the case of MediSport insurance, for example, the annual deductible is $100, and coinsurance may be 20% within the established medical network, according to the policy.
Surgeries covered by MediSport insurance are performed within the defined medical network, primarily at Hospital Metropolitano, using a direct payment model with the doctors and providers within that network. This means that services must be performed by authorized professionals and medical centers for the insurance coverage to apply.
MediSport offers a specialized medical plan for people who practice sports, including: • Medical consultations with sports-focused healthcare professionals • Medical tests and evaluations related to sports injuries • Access to wellness and training services at specialized centers • Insurance for sports accidents that covers hospitalization, surgeries, medical fees, diagnostic tests, in-hospital medications, and surgical prostheses when necessary These coverages apply when the event is directly related to a sports accident covered by the policy.
Yes. MediSport insurance may cover ground or air ambulance transportation when necessary due to a covered sports accident. The transfer is carried out from the accident location to the nearest appropriate medical center for treatment, provided it is medically necessary and coordinated with the insurance’s medical services administrator. Air ambulance services apply only when ground transportation is not possible or appropriate for the patient’s condition.
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